Car insurance expert MoneySuperMarket has issued a warning to motorists who abandon their cars on the road in the event of heavy snowfall

During this month’s icy road conditions and heavy snowfall during Storm Goretti, a storm being described by the Met Office as a "multi-hazard event", some drivers may feel forced to temporarily abandon their vehicles on the roads.

But Alicia Hempsted, car insurance expert at MoneySuperMarket, is urging drivers to think carefully before doing so, as they could face unexpected consequences, from towing costs, vehicle damage, and complications with insurance claims.

Alicia explains: “It's understandable that in extreme conditions, some drivers may have no choice but to leave their cars on the road.

“But it’s important to know that in some cases, especially if the vehicle causes an obstruction or hazard, it could be towed away by local authorities, and that comes at a cost to the driver.”

Leaving a vehicle intentionally or permanently without permission on a public road or land can be classed as vehicle abandonment under the Refuse Disposal (Amenity) Act 1978, but this is typically for dumped vehicles, or those deemed unroadworthy, not those caught in temporary snow-related incidents.

However, local councils have separate powers to remove or issue penalties for vehicles that are deemed an obstruction or pose a danger to other road users, even if the car has not been abandoned, and charges for removal, storage and fines can vary by location and authority.

While abandoning your car doesn’t automatically invalidate your insurance, many motor insurance policies require drivers to take reasonable steps to protect their vehicle and prevent damage. If a car is left unattended in a dangerous or unsuitable location and is damaged, stolen, or causes an incident, insurers may take this into account when assessing a claim. Furthermore, some drivers may also find that their breakdown cover provider won’t send a recovery vehicle if a car is abandoned on a restricted road or left in an obstructive or dangerous position.

What to do if you’re stuck in the snow
Being stranded on the road can be an uncomfortable experience, but there are a few key steps to take in this scenario:

Stay in your car if it’s safe to do so as this keeps you warm and visible

Turn on your hazard warning lights to alert other drivers and emergency services of your location

Call for roadside assistance or emergency help if you’re unable to continue, and wait for further guidance or rescue

Avoid leaving your car in a dangerous or obstructive location like a bend, hill or junction, as other motorists may not be able to see you clearly

Alicia said: “Comprehensive car insurance typically remains valid in snowy weather, but you should always double check whether your policy covers damage caused by severe conditions such as snow, frost or ice.

“If you’re unsure about what your policy contains, speak to your provider to discuss your cover.”