Niche family law firm, Jones Myers, has been at the forefront of ongoing campaigns to overhaul outdated cohabitation laws which currently do not give couples living together legal protection or rights if they split up.

This is a far cry from the situation with married couples, who, on separation, are safeguarded in crucial areas such as savings, income, pensions, property, business interests, and their children’s future.

We therefore embrace proposals in a Government consultation to help financially protect cohabitants who are parting ways - and in situations when one of them dies without leaving a will.

As a specialist family law firm we are frequently instructed by clients - who have been cohabiting and are unmarried or in a civil partnership - and are unaware that they have no automatic rights to their partner’s property or savings when their relationship breaks down.

The current situation can cause even more uncertainly when there are children from the relationship.

As we await the outcome of the proposed changes, we suggest that cohabitees in this situation obtain advice about their protections under the law - ideally before they move in together – or at any stage of their co-habiting relationship.

More couples are entering into Co-habitation Agreements which set out how financial matters within the relationship will be managed.

The contracts are especially useful documents in circumstances where people already own assets in their sole names or have made purchases with contributions from parents or from inheritance. They provide an essential roadmap for them to follow should they split up.

It is important that each party seeks independent legal advice and discloses all financial information in the lead up to signing the agreement, which should be reviewed regularly.

Entered into correctly, a co-habitation agreement is legally binding and can be used as the framework for a Pre-Nuptial Agreement should marriage be on the cards.

Jones Myers is committed to helping our clients navigate these issues, whether through our team of specialist family lawyers or through our experienced mediation practitioners.

More on the Government consultation, which closes on August 14, can be found here.