It is possible to pick up freebies for stocking fillers and get Christmas dinner bargains if you know the right places to look. The average person will spend over £1,100 this Christmas on gifts, food, drink and going out – a significant chunk of most people’s monthly pay at a time when we’re all feeling the pinch from the cost of living,” says Jane.

A north-west based mortgage expert has shared his advice on how first-time buyers can increase their chances of securing a mortgage and get that first foot on the housing ladder.

Our regular columnist and consumer champion has shared advice on how people can embrace ‘Second hand September’ - and save money without compromising on style. Jane Hawkes says the campaign, which encourages people to avoid buying new clothes for a whole month, is a great opportunity to ditch ‘fast fashion’ and save money.

With the new energy price cap coming on the 1st April, many people will be thinking of switching their energy provider to benefit from the best deals. The switching itself is the easy part as your new supplier will organise the transfer for you. The more difficult bit is ensuring you’ve switched to the right provider.

Our consumer expert Jane Hawkes has shared her advice on dealing with delivery firms. Her tips come as delivery disasters become an increasing irritant of modern life. According to OFCOM, who regulate parcel deliveries, Evri and Yodel customers are the least satisfied with their experience when it comes to contacting parcel firms for help. Amazon and DHL are the best performers.