The UK housing market is heading for a year of steady improvement rather than dramatic change in 2026. Falling interest rates, easing affordability pressures and new mortgage products are expected to support buyers. I warn against expecting a return to ultra-cheap borrowing or runaway house price growth. 2026 should be a great year to buy a property.

With the cost of living still biting many households, and projections of declining disposable incomes for the rest of the decade, many people are looking at ways of making extra cash. And around half of UK adults now have a second job, or a ‘side hustle’. Whilst average earnings are often modest, at around £200 a week, others can do well enough that it becomes their main form of income.

Despite the wintery weather hitting the UK hard in the New Year followed closely by Storm Goretti, bringing more snow to the already struggling communities, I consider myself to be extremely lucky ….. so far.

This year, households across the UK are entering a festive season marked by significant financial pressures. Annual research carried out by Fair4All Finance, the not-for-profit financial inclusion organisation, has revealed that 10 million people saved less or stopped saving entirely this year.

A property expert had shared his predictions for the housing market in the first three months of 2026. Mish Liyanage, Founder and CEO of Mistoria Group, is optimistic about steady growth in house prices as the number of sales return to pre-pandemic levels.

As the clock ticks down to the end of the year, many will soon be making resolutions to kick-start their 2026. Some will focus on keeping fit, living a little healthier and taking up a new hobby. Yet for others their New Year vows will be a little closer to home - owning one to be precise.

Instant access cash ISA bonus rates are on the increase putting savers at risk of losing out once the bonuses expire, new analysis for Investec Save shows. The analysis - conducted by Andrew Hagger of Moneycomms for Investec Save - found that five of the top 10 paying instant access cash ISAs rely on bonus rates rising to nine of the top 25 and 12 of the top 50.

Shared ownership is proving a great way for many people to get on the property ladder. And with an estimated 250,000 people now using the Government-backed scheme, rising numbers are expected to now attempt to buy a home this way.

Our personal finance and consumer expert has revealed how she turned her finances around and became an expert saver after starting off as a self-confessed “spendaholic”.

As millions of fixed-rate mortgage deals approach their end, experts are warning homeowners to prepare for a sharp rise in remortgaging activity this Autumn. Forecasts from UK Finance suggest a 30 per cent increase in remortgaging in 2025, putting pressure on borrowers to make timely, informed decisions.

Earlier this month the Bank of England took a major step by announcing a long-awaited base rate cut. It has sparked a flurry of questions from homeowners eager to understand how this change will impact their mortgage repayments.

With the UK’s inflation rate falling to 3.2%, its lowest since 20211, there’s never been a better time for households to start or add to their emergency saving fund, after a third (33%) revealed they have less than £500 saved, and 1 in 10 (13%) Brits admit to being without any financial safety net at all2.

The latest data from the Office for National Statistics (ONS) has revealed that homeworking has more than doubled in the UK since 2019. The ONS ‘Regional patterns in homeworking’ report found that between October to December 2019 and January to March 2022 the number of Brits working from home more than doubled from 4.7 million to 9.9 million.